1.shibor越高表明市场资金越紧张，居民更愿意储蓄，不利于投资股票，股指和shibor会呈现一定的负相关性
2.shibor指国内银行间的拆解利率，可简单理解为当前国内的无风险利率。
3.在普通的拆借交易中，大银行基本上不会有违约的风险，而且同业拆借市场资金量大，流动性好，随时都能够有交易，不会出现有价无市的情况。所以（除开国债之外），同业拆借大概是最接近无风险的交易，而拆借的利率也就是最方便的模拟无风险利率的一个指标。有了这个指标，很多金融产品才能够定价，顺利的完成交易。
| 日期 | 月收益率 |
|---|---|
| 0.0 | |
| Sun Oct 08 00:00:00 CST 2006 | 2.5319 |
| Mon Oct 09 00:00:00 CST 2006 | 2.5522 |
| Tue Oct 10 00:00:00 CST 2006 | 2.5739 |
| Wed Oct 11 00:00:00 CST 2006 | 2.5864 |
| Thu Oct 12 00:00:00 CST 2006 | 2.59 |
| Fri Oct 13 00:00:00 CST 2006 | 2.6045 |
| Mon Oct 16 00:00:00 CST 2006 | 2.6105 |
| Tue Oct 17 00:00:00 CST 2006 | 2.6132 |
| Wed Oct 18 00:00:00 CST 2006 | 2.6159 |
| Thu Oct 19 00:00:00 CST 2006 | 2.6163 |
| Fri Oct 20 00:00:00 CST 2006 | 2.6167 |
| Mon Oct 23 00:00:00 CST 2006 | 2.6166 |
| Tue Oct 24 00:00:00 CST 2006 | 2.6165 |
| Wed Oct 25 00:00:00 CST 2006 | 2.6163 |
| Thu Oct 26 00:00:00 CST 2006 | 2.6164 |
| Fri Oct 27 00:00:00 CST 2006 | 2.6168 |
| Mon Oct 30 00:00:00 CST 2006 | 2.6167 |
| Tue Oct 31 00:00:00 CST 2006 | 2.6167 |
| Wed Nov 01 00:00:00 CST 2006 | 2.6169 |
| Thu Nov 02 00:00:00 CST 2006 | 2.6169 |
| Fri Nov 03 00:00:00 CST 2006 | 2.6175 |
| Mon Nov 06 00:00:00 CST 2006 | 2.6383 |
| Tue Nov 07 00:00:00 CST 2006 | 2.7035 |
| Wed Nov 08 00:00:00 CST 2006 | 2.7755 |
| Thu Nov 09 00:00:00 CST 2006 | 2.9507 |
| Fri Nov 10 00:00:00 CST 2006 | 3.0836 |
| Mon Nov 13 00:00:00 CST 2006 | 3.1794 |
| Tue Nov 14 00:00:00 CST 2006 | 3.2335 |
| Wed Nov 15 00:00:00 CST 2006 | 3.2342 |
| Thu Nov 16 00:00:00 CST 2006 | 3.2601 |
| Fri Nov 17 00:00:00 CST 2006 | 3.2583 |
| Mon Nov 20 00:00:00 CST 2006 | 3.3086 |
| Tue Nov 21 00:00:00 CST 2006 | 3.3874 |
| Wed Nov 22 00:00:00 CST 2006 | 3.4155 |
| Thu Nov 23 00:00:00 CST 2006 | 3.3651 |
| Fri Nov 24 00:00:00 CST 2006 | 3.314 |
| Mon Nov 27 00:00:00 CST 2006 | 3.2448 |
| Tue Nov 28 00:00:00 CST 2006 | 3.1356 |
| Wed Nov 29 00:00:00 CST 2006 | 3.1259 |
| Thu Nov 30 00:00:00 CST 2006 | 3.0847 |
| Fri Dec 01 00:00:00 CST 2006 | 3.016 |
| Mon Dec 04 00:00:00 CST 2006 | 2.838 |
| Tue Dec 05 00:00:00 CST 2006 | 2.754 |
| Wed Dec 06 00:00:00 CST 2006 | 2.7291 |
| Thu Dec 07 00:00:00 CST 2006 | 2.7141 |
| Fri Dec 08 00:00:00 CST 2006 | 2.6656 |
| Mon Dec 11 00:00:00 CST 2006 | 2.627 |
| Tue Dec 12 00:00:00 CST 2006 | 2.59 |
| Wed Dec 13 00:00:00 CST 2006 | 2.5809 |